What is a good credit card to build credit?

me and my husband want to buy a house but to get approved for the loan we need we have to have a credit score of 620 and we dont have bad credit we just dont have any…every card i apply for says that i dont have a sufficient credit history to get approved so how am i suppose to build my credit when no one will approve us for a card??? help please if you can…

Comments

  1. Brussel Sprout says:

    The way out is go for a secured credit card, you are then positive that you’ll get approved and from then on you can start building your credit.

    See http://finance.ebookorama.com/nextmilenniumcard.php?id=882

  2. something else says:

    quit applying for high limit, or premium credit cards. apply for a really basic one, $500 then call every 3-6 months for a limit increase, keep in mind… building your credit takes time, dont expect to boost your credit a ton within 6 months.

    and also keep in mind, every card you’ve applied for and arent being approved for is hitting your credit score in a negative way. and thats the same with all credit.

    the other way is the secured credit card as the person above mentioned

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